Raining Cats And Blogs: February 2013

Be Vigilant About Checking Your Credit Report For Errors!

Today, everyone needs to be extra vigilant about checking for any errors on their credit reports, according to the Federal Trade Commission. One in four Americans report they’ve found an error on their credit report, according to a study conducted by the FTC, which analyzed 1,001 consumers’ credit reports from the three major agencies, Equifax, Experian, and TransUnion.

 

Researchers helped the consumers spot potential errors on their reports. Five percent of the consumers found such large errors on their report that they could have gotten stuck paying more for home loans or other financial products, if they hadn’t taken steps to correct it before applying, according to the study. Twenty percent of the credit reports studied that were found to have errors in it were ultimately corrected after the consumer took steps to dispute it, which resulted in about 10 percent of consumers receiving a higher credit score. Consumers are entitled to receive a free copy of their credit report each year from the three reporting agencies and should make sure to take a look at them every year. One of the places to get your free report with no strings attached like on some sites, is www.annualcreditreport.com

If you are looking to buy or sell a home in the  Anderson or Greenville SC real estate areas, visit our website at www.SheilaNewtonTeam.com for tons of great information.

 

   
Sheila Newton   
Sheila Newton Team 
Berkshire Hathaway HomeServices -
C. Dan Joyner, Realtors
864-225-1205 (direct)
864-940-6377 (mobile)

www.SheilaNewtonTeam.com    


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Be Vigilant About Checking Your Credit Report For Errors!
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